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AfterPay is a buy now pay later online service that allows you to shop for what you want right now and pay for it later in four easy instalments.
Afterpay customer are required to make their first payment at the time of purchase. Three payments are deducted automatically every 2 weeks in equal installments from your selected payment method. You can log in to afterpay to make your payments before they are due. You can log in to your afterpay account anytime to view your payment schedule or make a payment before the next due day.
Afterpay may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Afterpay, but not visible to other lenders. Neither Afterpay nor Rinkit run credit searches against you that could impact your credit rating.
Afterpay returns follow our standard return process. As soon as the refund is processed it will drop into your AfterPay online account. Have more questions about afterpay returns? Go to https://help.afterpay.com/hc/en-us/sections/203372906-Returns-Refunds
A late payment fee will be charged to your account if funds are not available when the automatic payment is due. An additional fee will then be charged if the missed payment not made within 7 days. Late fees will not exceed 25% of the total order. Please see Afterpay payment purchase agreement.
Payment information is processed securely by Afterpay. No card details are transferred to or held by Rinkit. All transactions take place via connections secured with the latest industry standard security protocols.